Vantage is an independent brokerage in Coral Springs. We compare Medicare, ACA, life and final expense plans across ten carriers, explain the differences in plain English, and handle the enrolment. Our help costs you nothing.
Because we are appointed with all of them, we can put their plans next to each other instead of selling you the only one we have.
We do not offer every plan available in your area. Contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program for information on all of your options.
Turning 65, leaving a job, adding a grandchild to the household, planning a funeral so nobody else has to. Each one has a plan behind it. Here is what we place.
For people on Medicare
We check your doctors against each network and your prescriptions against each formulary before you sign anything, so you find out what changes while you can still choose differently.
Review my Medicare optionsFor people under 65
Subsidies change with income, household size and county. We run your numbers, show you the real monthly cost after credits, and enrol you inside the window.
Get a marketplace quoteNo forms to decode on your own, no call centre queue, no pressure to decide on the first call.
First span
Your current card, your doctors, your medications and what you are paying. Fifteen minutes on the phone is usually enough.
Second span
Ten carriers, side by side, with the premium, the network, the drug tiers and the extras written out so you can read them yourself.
Third span
We submit the application, confirm the effective date, and pick up the phone next year when the plan changes or a claim goes sideways.
Short briefings on the things people ask about most, so you arrive at the call already knowing the vocabulary.
Your myVIH portal keeps your plan documents, your ID cards and your enrolment history in one place, and it is where you start a plan review before the next Annual Enrolment window.
Nothing. We are paid by the carrier you choose, so the comparison, the paperwork and the enrolment are free to you. Your premium is identical whether you enrol through us or go direct to the carrier.
Annual Enrolment runs from 15 October to 7 December, and Medicare Advantage Open Enrolment runs from 1 January to 31 March. You may also qualify for a Special Enrolment Period if you move, lose employer cover, or become eligible for Medicaid. Call us and we will tell you which window you are in.
A D-SNP is a Medicare Advantage plan designed for people who have both Medicare and Medicaid. It generally adds benefits such as dental, transport and an over the counter allowance at no extra premium, and it coordinates the two programmes so you are not caught between them.
No. We are an independent brokerage appointed with ten carriers, including Aetna, Humana, UnitedHealthcare, Cigna, Mutual of Omaha, Medico, Americo, Lumico, Nassau and The Capitol Life. That is the whole point of using a broker.
In most cases yes. Before you enrol we run your doctors against each plan network and your prescriptions against each formulary, so you learn what would change while you can still choose a different plan.
Our office is in Coral Springs and we meet clients in person across Broward, Palm Beach and Miami-Dade. The rest of Florida we serve by phone and video, which is how most reviews happen anyway.
Tell us roughly where you are and we will call you back the same working day. Nothing is binding, and there is no charge for the review.
5411 N. University Drive, Suite 202
Coral Springs, Florida 33067
